Palm Beach County & Orlando

PIP Claims

Florida PIP claim support for denied, delayed, or underpaid benefits after auto accidents.

  • No Fee Unless We Recover
  • Direct Attorney Involvement
  • Local to Palm Beach County
PIP Claims

Real people. Real answers. A stronger tomorrow.

How We Help

People First. Results Always.

How does a Florida PIP claims lawyer help?

If you’ve been injured in a pip claim in Palm Beach County, you’re likely dealing with medical bills, insurance adjusters, and a lot of uncertainty. Our firm provides clear guidance, handles the legal process, and fights for the full compensation you’re entitled to. Florida PIP claim support for denied, delayed, or underpaid benefits after auto accidents.

Quick Florida Answer

Personal Injury Protection (PIP) under Fla. Stat. § 627.736 pays covered medical and wage benefits after a Florida auto crash regardless of fault, up to policy limits, if initial treatment generally begins within 14 days. When carriers delay, underpay, or deny treatment as not medically necessary, documented appeals and legal pressure often become necessary.

Reviewed by Aaron R. Coven , Florida Bar No. 38988. Updated August 21, 2026.

Typical Claim Timeline

Typical claim timeline

Every case differs; this is a simplified roadmap many Florida injury matters follow.

  1. 1

    First 14 days

    Initial treatment must usually begin within this window for PIP medical benefits to apply; keep visit notes that tie complaints to the crash.

  2. 2

    Ongoing treatment & exams

    Insurers may schedule examinations or reviews; responses should be coordinated so your providers’ records stay consistent and complete.

  3. 3

    Denials & appeals

    Formal denials often trigger deadlines; gather provider letters, records, and policy language to challenge underpayment or wrongful denial.

  4. 4

    Beyond PIP

    When injuries qualify or third-party liability exists, parallel paths may include BI claims, UM coverage, or suits against responsible parties.

What Affects Case Value

Factors that can impact your case

  • Injuries

    Injuries

    Whether treatment is documented as related to the motor vehicle accident and medically reasonable

  • Liability

    Liability

    Compliance with policy conditions, examinations, and proof-of-loss requirements

  • Insurance

    Insurance

    Clarity of bills, codes, and physician opinions on necessity and causation

  • Treatment

    Treatment

    Timeliness of appeals and preservation of bad-faith or contract claims where supported

Why Choose Our Firm

A different kind of law firm

  • Experienced Team

    Decades of combined experience in personal injury law.

  • Personalized Attention

    You work directly with Aaron, not a case manager.

  • Proven Results

    A track record of fighting for maximum recovery for our clients.

  • 24/7 Availability

    We’re here when you need us, day or night.

Our clients aren’t just case numbers. They’re neighbors, families, and members of our community.

Aaron R. Coven

What To Do After an Accident

What should I do after a Florida pip claims?

  1. 01

    Today

    • Collect explanation-of-benefits letters or denial letters and note any deadlines printed on them.
    • List every provider who treated you for crash-related symptoms.
  2. 02

    This week

    • Request complete medical records from your first post-crash visit forward.
    • Send a written request to your insurer for a copy of your PIP policy and endorsements.
  3. 03

    This month

    • Organize a folder of bills, mileage, and wage forms your doctors or employer can support.
    • Get legal review before accepting a final PIP closure that waives further benefits.

Our Roots

Local to Palm Beach County

PIP disputes in South Florida often involve emergency and follow-up care after Turnpike and I-95 collisions, IMEs, peer reviews, and exhausted benefits. We work with clients from Palm Beach County through Orlando-area crashes to align billing, coding, and clinical notes with what Florida law and the policy require—so you are not left paying out of pocket for clearly accident-related care.

Our Locations
Aaron R. Coven Law office at 4300 10th Ave. N. in Palm Springs, Florida

Palm Beach County.
Our home. Our community.

Common Questions

What are the most common Florida PIP questions?

Up to statutory limits under Fla. Stat. § 627.736, PIP typically reimburses a portion of reasonable medical expenses, a portion of lost wages, and some replacement services, subject to deductibles, exclusions, eligibility rules, and the 14-day initial-treatment window.

What Clients Say

In Their Words

They treat you like family instead of a case number. I cannot say enough good things about these folks.

Joey Bloom

Eddie is very professional and truly helps fight on his clients’ behalf. And you can tell when speaking to Aaron he has decades of experience.

Nicholas Kirchman

They really treat you like family. If there was something I did not understand, they took their time and explained everything to me.

Danna Tabares

Ready to get started?

Let’s talk about your case

Schedule a free consultation with our team.